Risk Data Analyst Middle/Middle+
Worldwide · Remote work · QA
The Credit Portfolios team is managing risk profile of the company. Identifying financial risks and management advisory on their mitigation. Providing service of developing forecasting and risk models for the Company's financial portfolio and implementation in the Company's processes.
The Credit Portfolios Team:
Challenges that await you:
  • Oversee the management of credit, liquidity, FX, and strategic (business plan) risks, acting as the 2nd line of defense in the organization’s risk management structure.
  • Accurately calculate the unit economics of credit products to deliver essential insights for strategic decision-making.
  • Develop, implement, and automate a comprehensive risk management framework, integrating it effectively into organizational documents and processes.
  • Analyze the methodology of Mexican (CNBV, Banxico) and global (Basel, IFRS) frameworks to apply best practices to PLATA’s processes.
  • Evaluate internal and external data to identify potential threats to the PLATA loan portfolio, construct econometric models to predict portfolio dynamics, and detect unusual behavior.
  • Create effective data visualizations and presentations to communicate findings and drive necessary actions among managers.
What makes you a great fit:
  • A minimum of 3 years’ experience in risk and data analysis, preferably within credit organizations or consulting; experience in integrated risk management is a plus.
  • Bachelor’s degree in STEM, finance, or economics; a Master’s degree is highly advantageous.
  • Exceptional analytical and quantitative abilities, with expertise in statistical analysis, data modeling, and extracting insights from complex data sets.
  • Proficiency in SQL and Python (/R) is essential, complemented by knowledge of Tableau (/Apache Superset) and Excel.
  • A self-starter with the capability to work both independently and as part of a collaborative team in a fast-paced, evolving environment.
  • Outstanding presentation and communication skills, adept at conveying intricate data concepts to non-technical audiences.
  • B1 or higher English level for effective communication with an international team
Our ways of working:
  • Innovative Spirit: A commitment to creativity and groundbreaking solutions
  • Honest Feedback: valuing open, transparent communication
  • Supportive Team: a strong, collaborative community
  • Celebrating Achievements: recognizing our wins together
  • High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
  • Relocation support with full visa & permit support to the employee and family
  • Flexible work from one of our offices or remote
  • Healthcare Coverage
  • Education Budget: Language lessons, professional training and certifications
  • Wellness Budget: Mental health and fitness activity reimbursements
  • Vacation policy: 20 days of annual leave and paid sick leave
We usually respond within a week
We Are Hiring!
If you know someone who would be a perfect fit with us, please send us an e-mail with CV.
About Plata
PLATA is a digital financial services and technology company that aims to become the primary financial relationship of Mexican consumers and to reward their financial life through inclusion, simplicity, convenience, trust, and security.

We are a fintech team with extensive experience in the Russian market. Most of the starting team is ex-Tinkoff people who believe in the idea and plan to make a cool new product in the global market.
Visit our website.
Tecnologías Diffiere, S.A.P.I. de C.V., Mariano Escobedo 476, First Floor, Anzures, Miguel Hidalgo, 11590, Mexico City
+52 55 9990 8880
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Tecnologías Diffiere, S.A.P.I de C.V., Mariano Escobedo 476, floor 1, office 103, Anzures, Miguel Hidalgo, 11590, Mexico City