The POS Product Risk team is responsible for creation and development of the decision-making process for POS (models, strategy, calculation of limits, calculation of product economics, A/B tests in strategy), Antifraud by clients, ambassadors or partners and testing new data sources.
POS Product Risk:
Our ways of working:
- Innovative Spirit: A commitment to creativity and groundbreaking solutions
- Honest Feedback: valuing open, transparent communication
- Supportive Team: a strong, collaborative community
- Celebrating Achievements: recognizing our wins together
- High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
- Relocation support with full visa & permit support to the employee and family
- Flexible work from one of our offices or remote
- Healthcare Coverage
- Education Budget: Language lessons, professional training and certifications
- Wellness Budget: Mental health and fitness activity reimbursements
- Vacation policy: 20 days of annual leave and paid sick leave
Challenges that await you:
- Analyse and write the requirements to the changes in POS portfolio strategy
- Building risk models for POS
- Manage the unit economics of the product and monitor the performance of the POS credit portfolio
- Monitor and analyse the credit risk characteristics of the portfolio and adjust the risk strategy to make the product more profitable at a reasonable level of risk
- Liaise with business unit on POS product to optimise credit policy
- Preparing regular reports
- Antifraud analyses and proposals for new antifraud rules, model building
- Testing of new data vendors
What makes you a great fit:
- B1 or higher English level for effective communication with an international team
- 1+ years experience in an analytical role (data science or related)
- Credit banking experience is a strong advantage (any product)
- Education: Mathematics, Physics, Engineering, Economics, Computer Science
- Database experience, strong SQL skills
- Strong analytical skills, understanding of basic machine learning concepts
- Strong knowledge of mathematical statistics and understanding of probabilities
- Knowledge of the economics base
Will be a plus:
- Experience with one of the analytical scripting languages (Python / R)
- Experience of risk analysis, understanding of basic risk metrics - vintage analysis, roll rates, portfolio risk metrics
- Experience of developing risk models would be a strong advantage
- Experience with unit economics calculations
We usually respond within a week
We Are Hiring!
If you know someone who would be a perfect fit with us, please send us an e-mail with CV.
About Plata
PLATA is a digital financial services and technology company that aims to become the primary financial relationship of Mexican consumers and to reward their financial life through inclusion, simplicity, convenience, trust, and security.
We are a fintech team with extensive experience in the Russian market. Most of the starting team is ex-Tinkoff people who believe in the idea and plan to make a cool new product in the global market.
Visit our website.
We are a fintech team with extensive experience in the Russian market. Most of the starting team is ex-Tinkoff people who believe in the idea and plan to make a cool new product in the global market.
Visit our website.
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Tecnologías Diffiere, S.A.P.I. de C.V., Mariano Escobedo 476, First Floor, Anzures, Miguel Hidalgo, 11590, Mexico City
+52 55 9990 8880
+52 55 9990 8880
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Tecnologías Diffiere, S.A.P.I de C.V., Mariano Escobedo 476, floor 1, office 103, Anzures, Miguel Hidalgo, 11590, Mexico City