The Credit Card Risk team is dedicated to managing credit card risk and profitability. We develop credit card risk decision making (origination, CLIP) and collection strategies.
Credit Card Risk Team:
Challenges that await you:
- Manage, monitoring and improvement of credit card’s risk origination strategy: Limit Policy, ML models, cut-offs, Rules to maximise product profitability
- Develop and manage NPV model of the product
- Interaction with business department about product and origination process, product conditions, tariffs, acquisition channels profitability
What makes you a great fit:
- 5+ years experience in analytical roles (data science or related), at least 2 in risk departments
- Education: Mathematics, physics, engineering, economics, computer science
- Understanding of retail risk management principles: adverse selection, vintage / portfolio analysis, knowledge of key risk and product metrics in retail lending
- Knowledge of unit economics of credit cards, ability to explain dependencies and key metrics
- Experience with databases, strong knowledge of SQL
- Experience with one of the analytical scripting languages (Python / R)
- Strong analytical skills, understanding of basic machine learning concepts
- Strong knowledge of mathematical statistics and understanding of probabilities
Our ways of working:
- Innovative Spirit: A commitment to creativity and groundbreaking solutions
- Honest Feedback: valuing open, transparent communication
- Supportive Team: a strong, collaborative community
- Celebrating Achievements: recognizing our wins together
- High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
- Relocation support with full visa & permit support to the employee and family
- Flexible work from one of our offices or remote
- Healthcare Coverage
- Education Budget: Language lessons, professional training and certifications
- Wellness Budget: Mental health and fitness activity reimbursements
- Vacation policy: 20 days of annual leave and paid sick leave
We usually respond within a week
We Are Hiring!
If you know someone who would be a perfect fit with us, please send us an e-mail with CV.
About Plata
PLATA is a digital financial services and technology company that aims to become the primary financial relationship of Mexican consumers and to reward their financial life through inclusion, simplicity, convenience, trust, and security.
We are a fintech team with extensive experience in the Russian market. Most of the starting team is ex-Tinkoff people who believe in the idea and plan to make a cool new product in the global market.
Visit our website.
We are a fintech team with extensive experience in the Russian market. Most of the starting team is ex-Tinkoff people who believe in the idea and plan to make a cool new product in the global market.
Visit our website.
Apply for this role
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Tecnologías Diffiere, S.A.P.I. de C.V., Mariano Escobedo 476, First Floor, Anzures, Miguel Hidalgo, 11590, Mexico City
+52 55 9990 8880
+52 55 9990 8880
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Tecnologías Diffiere, S.A.P.I de C.V., Mariano Escobedo 476, floor 1, office 103, Anzures, Miguel Hidalgo, 11590, Mexico City